{"id":119593,"date":"2025-10-30T15:55:51","date_gmt":"2025-10-30T18:55:51","guid":{"rendered":"https:\/\/www.apucarana.pr.gov.br\/site\/?p=119593"},"modified":"2025-10-30T15:58:51","modified_gmt":"2025-10-30T18:58:51","slug":"procon-de-apucarana-participa-de-mutirao-de-renegociacao-de-dividas-e-educacao-financeira","status":"publish","type":"post","link":"http:\/\/www.apucarana.pr.gov.br\/site\/procon-de-apucarana-participa-de-mutirao-de-renegociacao-de-dividas-e-educacao-financeira\/","title":{"rendered":"Procon de Apucarana participa de mutir\u00e3o de renegocia\u00e7\u00e3o de d\u00edvidas e educa\u00e7\u00e3o financeira"},"content":{"rendered":"\n\t\t<!-- MasterSlider -->\n\t\t<div id=\"P_MS6a0baa08b3202\" class=\"master-slider-parent master-slider-gallery   ms-parent-id-0\" style=\"\" >\n\n\t\t\t\n\t\t\t<!-- MasterSlider Main -->\n\t\t\t<div id=\"MS6a0baa08b3202\" class=\"master-slider ms-skin-default\" >\n\t\t\t\t \t\t\t\t \n\t\t\t<div  class=\"ms-slide\" data-delay=\"3\"    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[];\n\t\t\twindow.masterslider_instances.push( masterslider_3202 );\n\t\t});\n\t\t<\/script>\n\n\n<p>O Procon Apucarana, em parceria com o Procon-Paran\u00e1, Secretaria Nacional do Consumidor (SENACON), Associa\u00e7\u00e3o Brasileira de Procons (ProconsBrasil) e a Federa\u00e7\u00e3o Brasileira de Bancos (Febraban), promove de 1 a 30 de novembro, o Mutir\u00e3o de Renegocia\u00e7\u00e3o de D\u00edvidas e Educa\u00e7\u00e3o Financeira.<\/p>\n<p>A iniciativa tem como objetivo auxiliar consumidores que possuem d\u00e9bitos com institui\u00e7\u00f5es financeiras e bancos, oferecendo a oportunidade de negociar suas d\u00edvidas de forma online e gratuita, al\u00e9m de incentivar o planejamento e a educa\u00e7\u00e3o financeira. De acordo com Silvana Verona, diretora do Procon Apucarana, \u201co mutir\u00e3o \u00e9 uma excelente oportunidade para o consumidor que enfrenta dificuldades financeiras buscar um acordo direto com o credor, obter condi\u00e7\u00f5es mais favor\u00e1veis de pagamento e retomar o equil\u00edbrio do seu or\u00e7amento familiar\u201d, declara.<\/p>\n<p>Silvana destaca, entretanto, que n\u00e3o poder\u00e3o ser inclu\u00eddas na negocia\u00e7\u00e3o d\u00edvidas que tenham bens dados em garantia \u2014 como financiamentos de ve\u00edculos, motocicletas ou im\u00f3veis \u2014, contratos com parcelas em dia ou d\u00edvidas j\u00e1 prescritas.<\/p>\n<p>As negocia\u00e7\u00f5es ser\u00e3o realizadas exclusivamente pela internet, por meio da plataforma <a href=\"https:\/\/www.consumidor.gov.br\">www.consumidor.gov.br<\/a>, ou diretamente com o banco ou institui\u00e7\u00e3o financeira participante. \u201cAl\u00e9m disso, o Procon de Apucarana estar\u00e1 \u00e0 disposi\u00e7\u00e3o para atendimento presencial aos consumidores na sede do \u00f3rg\u00e3o, durante todo o per\u00edodo do mutir\u00e3o\u201d, informa Silvana.<\/p>\n<p>Para participar, o consumidor deve acessar o site <a href=\"https:\/\/www.consumidor.gov.br\">www.consumidor.gov.br<\/a>, realizar seu cadastro e relatar o problema, informando que deseja participar do Mutir\u00e3o de Renegocia\u00e7\u00e3o de D\u00edvidas. \u00c9 importante indicar o valor que pode ser pago mensalmente na proposta de negocia\u00e7\u00e3o.<\/p>\n<p>Ap\u00f3s o registro, o banco ou institui\u00e7\u00e3o financeira ter\u00e1 at\u00e9 10 dias para apresentar uma proposta ou resposta ao consumidor, que, por sua vez, contar\u00e1 com 20 dias para avaliar o retorno recebido. \u201cAl\u00e9m das renegocia\u00e7\u00f5es, os consumidores poder\u00e3o acessar conte\u00fados de educa\u00e7\u00e3o financeira no portal <a href=\"https:\/\/www.meubolsoemdia.com.br\">www.meubolsoemdia.com.br<\/a>, com dicas e ferramentas para um melhor controle do or\u00e7amento\u201d, finaliza Silvana Verona, direta do Procon Apucarana.<\/p>\n<p><strong>Atendimento presencial: <\/strong>Procon Apucarana -Av. Central do Paran\u00e1, 1380 \u2013 Jardim Diamantina; Telefones: (43) 3308-1434 | (43) 99654-9126 | (43) 99654-7662 (Diretoria); Atendimento: segunda a sexta-feira, das 8 \u00e0s 17 horas. Instagram: <a href=\"https:\/\/www.instagram.com\/proconapucaranaoficial\">@proconapucaranaoficial<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>O Procon Apucarana, em parceria com o Procon-Paran&aacute;, Secretaria Nacional do Consumidor (SENACON), Associa&ccedil;&atilde;o Brasileira de Procons (ProconsBrasil) e a Federa&ccedil;&atilde;o Brasileira de Bancos (Febraban), promove de 1 a 30 de novembro, o Mutir&atilde;o de Renegocia&ccedil;&atilde;o de D&iacute;vidas e Educa&ccedil;&atilde;o Financeira. A iniciativa tem como objetivo auxiliar consumidores que possuem d&eacute;bitos com institui&ccedil;&otilde;es financeiras e [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":119597,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24],"tags":[],"class_list":["post-119593","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias"],"acf":[],"_links":{"self":[{"href":"http:\/\/www.apucarana.pr.gov.br\/site\/wp-json\/wp\/v2\/posts\/119593","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.apucarana.pr.gov.br\/site\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.apucarana.pr.gov.br\/site\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.apucarana.pr.gov.br\/site\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"http:\/\/www.apucarana.pr.gov.br\/site\/wp-json\/wp\/v2\/comments?post=119593"}],"version-history":[{"count":3,"href":"http:\/\/www.apucarana.pr.gov.br\/site\/wp-json\/wp\/v2\/posts\/119593\/revisions"}],"predecessor-version":[{"id":119598,"href":"http:\/\/www.apucarana.pr.gov.br\/site\/wp-json\/wp\/v2\/posts\/119593\/revisions\/119598"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.apucarana.pr.gov.br\/site\/wp-json\/wp\/v2\/media\/119597"}],"wp:attachment":[{"href":"http:\/\/www.apucarana.pr.gov.br\/site\/wp-json\/wp\/v2\/media?parent=119593"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.apucarana.pr.gov.br\/site\/wp-json\/wp\/v2\/categories?post=119593"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.apucarana.pr.gov.br\/site\/wp-json\/wp\/v2\/tags?post=119593"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}